3348) SIN CHEW ONLINE - HOUSE BUYERS TO SEND A DEPOSIT TO BECOME ELEGANT. HOMEOWNERS TEMPORARILY BANKRUPT BANKRUPTCY - 13/1/2017

House buyers to send a deposit to become elegant. Homeowners temporarily bankrupt bankruptcy

Chinese people who are good-hearted Li Huixian (name transliteration) can not bear because of the witch-owner Sarin a large and small displacement, eventually letting 48,800 ringgit deposit to solve their property predicament, but the owner because of bankruptcy and can not use the money, fortunately in Malaysia Muslim Consumers Association intervention, the housing auction again canceled.

(Kuala Lumpur, 12 Nov.) A Chinese-American Li Hin-hsien, who was unable to bear the brutal fate of the Sorin family, eventually let go of RM48,800 to solve their financial difficulties, but the landlord could not use the pen because of bankruptcy. Funds, fortunately in Malaysia Muslim consumer association's intervention, its housing auction again canceled.

Bankruptcy is still not the user head of funds

Malaysian consumer association president Datuk Najzahan Han said that after coordination, the bank has removed the auction house, but as long as the owner is still classified as 'bankrupt', the money into the account on the import like water off a duck's back.

Najing Soohan today for the incident at a press conference that, after 3 months of arrangement, the bank finally came out to meet with us and agreed not to sell Sarin housing, but did not revoke the bankruptcy of Sarin's Identity.

"Sarin was unable to pay the mortgage three years ago because of unemployment, and the bank declared bankruptcy without notice, which led to his inability to find work.

Najing Zoran: hope to revoke bankruptcy status

Najing Zohar said the bank should be in line with Li Huixian, a more humane approach to deal with the matter, such as discussions with Shalin only under the decision, rather than arbitrarily listed as "bankrupt" after the auction of their homes.

"We are all Malaysians, we admire the love of Chinese men love the spirit, but also hope that the banks can be as popular as Li Huixian favor, so that Sarin to restore the free body in order to have the opportunity to repay the debt.

Attendants included Malaysian Consumers' Association Legal Adviser, Lunde.

Sarin wife: hope to negotiate with the bank will not be accepted. House auction at any time is very painful

Sarin's wife, Ms. Connaught disclosed that they declared bankruptcy in 2014, although several attempts to negotiate with the bank side, but not accepted. 3 years, "the house was at any time to be taken away," the torment of being, until one day, they see a letter in the mailbox of a strange man Li Huixian letter.

In the letter, the man wrote that he had paid RM45,000 to purchase the single-storey house. However, after inspection, he found that the sorrow of the Sarin family was too much to bear and the money was eventually remitted to Sarin Of the account, hoping to solve their immediate needs.

"We find it hard to believe that it is a new deception, and until the men 's lawyer comes to us, we believe in being honored.

Language choked with thankfulness many people

She was interviewed to conceal his tiredness, and language choked to Li Huixian thanked many times: "The house was auctioned, the past few years we seem to have no privacy, exposure to someone else's eyes, the day is very sad." Suddenly saw someone We are very frightened to believe that we are going to frame us. "

She said she still did not know the identity and contact details of Li Huixian so far. She hoped that the men could see the reports as soon as possible so that they could express their gratitude.

However, she also pointed out that, although Li Huixian interested in helping them to postpone the plight, but the bank on January 10 this year, intends to re-auction, until the Malaysian Muslim consumer associations to help, the bank was canceled on January 9 auction, But Sarin "bankrupt" status has not been lifted.

"We can not use this money, so the auction house is still in crisis and I do not want to see the goodwill of men being spoiled, so I hope the bank can reconsider removing her husband 's bankruptcy status.

Article Source:

Sin Chew Daily. 2017.01.12

3347) Pemilik Rumah Dilelong Tidak Terima Sebarang Notis – PPIM - 13/1/2017

KUALA LUMPUR, 12 Jan (Malaysiaaktif) – “Saya tidak mendapat sebarang surat atau notis yang menyatakan bahawa rumah saya akan dilelong dan hanya mengetahui perkara tersebut melalui iklan lelongan yang digantung di sekitar kawasan perumahan saya sahaja.”

Pemilik rumah, Norlihawati Hajidan, 42, melahirkan rasa terkilan beliau ketika ditemui dalam satu Sidang Media Khas anjuran Persatuan Pengguna Islam Malaysia (PPIM) di Villa Puteri, Jalan Sultan Ismail di sini, hari ini.

“Tindakan pihak bank tersebut memberi kesan yang sangat mendalam terhadap emosi kami sekeluarga kerana terpaksa menanggung malu terhadap masyarakat sekeliling walaupun kami telah beberapa kali ke bank bagi berbincang dan mencari langkah penyelesaian masalah tersebut.”, jelas Norlihawati lagi.

Dalam pada itu, Ketua Aktivis PPIM, Datuk Nadzim Johan yang ditemui berkata, “Hasil daripada beberapa kali perjumpaan PPIM bersama pihak bank telah membuahkan hasil apabila pihak bank tersebut bersetuju untuk menangguhkan proses lelongan tersebut,”

“Bukan itu sahaja, malahan pihak bank juga turut bersetuju untuk menarik kembali status muflis yang dikenakan terhadap Norlihawati di samping mencari kaedah bagi melanjutkan tempoh bayaran semula rumah tersebut,” jelas beliau lagi.

Menurut Setiausaha Agung PPIM, Sheikh Abdul Kareem Said Khadaided yang turut hadir di sidang media tersebut mengulas, “Sepatutnya pihak bank perlu mencari langkah penyelesaian terlebih dahulu sebelum mengisytiharkan muflis kepada mana-mana individu kerana kesan dari pengisytiharan muflis akan menyebabkan usaha untuk menyelamatkan aset individu tersebut terhalang dan menjadi lebih sukar.”

Malahan beliau turut mendakwa siasatan dalaman perlu dilakukan kepada mana-mana bank yang tidak mengikuti Prosedur Operasi Standard (SOP) bagi mengelakkan pengguna teraniaya kerana terdapat beberapa perkara yang menimbulkan keraguan di dalam kes Norlihawati ini.

Rumah yang dilelong oleh pihak bank tersebut mendapat perhatian masyarakat dan menggemparkan negara apabila tindakan Lee Hui Sen membatalkan hasrat membeli dan sanggup melepaskan deposit 10 peratus pembelian berjumlah RM44 ribu tanpa mengenali Norlihawati pada tahun lalu.

Bagi mereka yang ingin menghulurkan bantuan, sumbangan boleh dibuat melalui Tabung Kemanusiaan PPIM, CIMB Bank Berhad, Nombor Akaun 8602507446 atau menghubungi terus Sekretariat Tabung Kemanusian PPIM di talian 013 611 6666.

Petikan Berita dari :

MALAYSIA AKTIF

3345) SIDANG MEDIA - STATUS KES LELONGAN RUMAH PEMENANG BIDA EN LEE HUI SEN - 12/1/2017

SIDANG MEDIA - STATUS KES LELONGAN RUMAH PEMENANG BIDA EN LEE HUI SEN - 12/1/2017

Satu sidang media telah diadakan oleh PPIM pada 12 Jan 2016 (Khamis) berkaitan kes lelongan rumah yang ingin Pn Nor 43. Dan yang dijadualkan pada 10 Jan 2016. Media dimaklumkan bahawa PPIM telah mengadakan satu perjumpaan dengan Affin Bank pada 9 Jan. 2017, sehari sebelum tarikh lelongan rumah berkenaan. Dimaklumkan juga bahawa Datuk Nadzim Johan, Ketua Aktivis PPIM, telah berusaha mengumpul sejumlah  wang bernilai RM44,550.00 dari rakan-rakan beliau bagi menyertai bidaan lelongan rumah tersebut jika rundingan dengan pihak bank gagal.

Hasil rundingan tersebut, Affin Bank telah bersetuju dengan permintaan PPIM untuk membatalkan lelongan rumah dan juga menarik balik status kebankrapan PN  Nor Dan. Bank juga bersetuju untuk meluluskan pinjaman untuk pembiayaan rumah tersebut. Datuk Nadzim Johan mengambil kesempatan merakamkan ucapan terima kasih kepada Affin Bank yang telah memberikan pertimbangan dan kerjasama di dalam menyelesaikan masalah berkaitan. Beliau seterusnya menyeru bank-bank di Malaysia agar tidak melakukan sebarang bentuk penganiayaan atau kezaliman terhadap pengguna. Sehubungan dengan itu, beliau menyarankan agar Kementerian Kewangan dan Bank Negara melihat semula isu ini dan mewujudkan satu garis panduan yang dapat diikuti oleh semua bank di Malaysia, di mana kepentingan kedua-dua belah pihak, bank dan juga pengguna, dapat ditangani sebaiknya.